Workers’ Compensation Insurance
Workers’ compensation insurance protects your employees and your business from on-the-job accidents, work-related illnesses, and even death. The state of Florida requires that most employers have insurance to cover medical costs and lost wages for workers who are injured or become ill on the job. If you don’t carry workers’ compensation insurance, you could become liable for these costs, and be sued or subject to fines or penalties by the state.
Despite your best efforts, workplace injuries can still happen. Even if you pay for your employee’s health insurance, you are responsible for their medical costs if they suffer a job-related injury or illness. Additionally, your employee is entitled to a percentage of their regular wages during the time that they are unable to work. These costs are covered by workers’ compensation insurance. If you don’t have insurance, you will have to pay these costs out of pocket.
Omega Insurance can help you find the best workers’ comp insurance for your business. We are available to answer your questions and help you get insured.